Death/Funeral expenses
The funeral allowance is a form of financial aid intended to cover the costs associated with a deceased person's funeral.
It is intended to ease the financial burden that these often unexpected expenses can represent.
On this page, you will find information on the conditions of eligibility and the procedures required to receive this allowance.
All you need to know
- Beneficiaries
- Prerequisites
- Practical procedures
- Amount of funeral allowance
- Funeral expenses taken into account
- Legal references
The funeral indemnity is paid up to the amount of the expenses incurred to the person or institution that has made the upfront payment or, if a public body has commissioned the funeral provider, directly to the latter.
Any balance remaining is paid in the following order: to the spouse, children, father and mother, brothers and sisters, provided that these persons lived in the same household as the insured.
In the event of the death of a Luxembourg insured person or a dependent family member, a funeral allowance is paid. To be entitled to this allowance, the deceased insured person must either have been insured and paid contributions in Luxembourg, or have been insured as a co-insured under the health insurance scheme.
If a third party has advanced funeral expenses for a deceased person who was insured, all they have to do is send the CNS by post:
- duly paid and receipted invoices,
- the death act,
- a bank identity statement (RIB) of a current account of the beneficiary of the funeral allowance,
- the completed ‘Request for reimbursement to a person other than the principal insured’ form,
- in the absence of this form, proof of payment.
The reimbursement will be paid to the person indicated on the ‘Request for reimbursement to a person other than the principal insured’ form. If this form is not completed, payment will be made to the account of the person named ‘instructing party’ on the proof of payment.
In the event of the death of an insured person or a co-insured family member, a lump-sum funeral allowance of €1,227.76 will be paid.
This funeral allowance is also paid if the child is stillborn. A stillborn child is defined as a child born viable and non-living. A child is presumed to be viable if, according to the medical certificate, the gestation period has lasted more than 22 weeks since conception.
In the event of the death of an insured person during in-patient treatment abroad duly authorised by the CNS on an S2 form, the health insurance will contribute to the repatriation of the mortal remains from the place of treatment to the place of stay up to a lump sum of currently €1,227.76.
- The coffin and the customary funerary decor (chapel, wreath),
- a wreath of flowers,
- transporting the coffin and flowers
- opening and closing the grave,
- religious burial and funeral service,
- cremation,
- the usual funeral notices published in the press,
- communal fees and taxes.
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