Psychotherapy: If your personal participation is costly, the CNS can help you!

Please note: The new index for the application of the sliding scale of salaries will come into force on 1 April 2023. As a result, the rates for sessions with psychotherapists will be increased to € 151.29 per session as of 01.04.2023.

Since 1 February 2023, psychotherapy is reimbursed by the CNS at 70% for an adult. However, psychotherapists charge € 147.60 per session (from 01.02.2023 until 31.03.2023; tariff of € 151,29 as of 01.04.2023), so your personal contribution amounts to € 44.28 (€ 45,39 as of 01.04.2023) per session.

If you need a large number of psychotherapy sessions, your personal contribution can quickly become expensive. For example, for 12 sessions in a year, you have to contribute a total of € 531 - € 545, often in addition to other healthcare expenses that you also have to contribute to.

To assist you, the CNS has added psychotherapy to the list of benefits subject to complementary payment.

What is the complementary payment/reimbursement?

If, in any given year, your total personal contribution exceeds the threshold of 2.5% of your annual contributory income for the previous year, then you are entitled, upon request, to a reimbursement of the part of the contributions that exceeds this threshold.

For example, if your gross annual income is € 36,000 per year, and your participation during the year exceeds the threshold of € 900 (=2.5% of € 36,000), you will be reimbursed for the difference. For example, if your contribution in the meantime amounts to € 1,050, the CNS will reimburse you € 150.

Where can I find the amount of the combined personal participation and how can I get reimbursed?

On the back of each reimbursement statement under "Paiement complémentaire" (complementary payment), you can see the total amount of your contributions on the given date (including contributions of your co-insureds).

If you find that you have exceeded your threshold, simply use the online form on our website in order to submit your written request, bearing in mind the following deadlines:

  • at the earliest from 1 May 2023 for the year 2023
  • at the latest by 31 December 2025 for any participation in 2023.

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