Death / Funeral costs


In the event of the death of an insured person or a dependent family member, a funeral allowance of up to currently € 1058,72 can be granted.

The funeral allowance is paid up to the costs incurred to the person or the institution which has paid the costs upfront or, if a public body has instructed the provider to do the funerals, directly to this provider.

Where applicable, the outstanding balance is paid in the following order : to the spouses, the children, the parents, the brothers and sisters, provided that they have lived communally (in the same household) with the insured person.

If the request for funeral allowance concerns children under the age of 6, only half of the allowance is paid; for stillborn children, a fifth of the allowance is granted.

In the event of the death of an insured person in the context of an inpatient treatment abroad duly authorised by the CNS through an S2 form, the health insurance contributes to the repatriation of the mortal remains from the place of treatment to the place of stay up to a flat-rate amount of currently € 1058,72.

Funeral costs taken into account

  • Coffin and usual funeral decorations (burning chapel, wreaths),
  • crown of flowers,
  • transportation of the coffin and flowers,
  • opening and closing of the grave,
  • religious burial ceremony and funeral service,
  • incineration,
  • death notices published in the press,
  • communal costs and taxes.
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