The Luxembourg Social Security Code stipulates in its article 1 under point 14) that persons over 18 years of age who pursue studies in the Grand Duchy of Luxembourg or vocational training not indemnified as an apprenticeship, who are not otherwise insured and who cannot be covered as a dependent family member, are compulsorily insured in terms of health insurance.
Trainees, remunerated or not, with the exception of those who follow a traineeship as part of their studies, must be registered with the social security scheme under the same conditions than persons who are employed under work contract; the contributions cannot be lower than those calculated on the basis of the minimum social salary.
In general
- Students who are not covered in terms of health insurance in their country of origin must register directly with the Common Centre of Social Security (Centre Commun de la sécurité sociale) by filling out the corresponding form "assurance obligatoire des étudiants".
- They must enclose a copy of their identity card if they have not yet received a Luxembourg matricule number. A certificate of registration issued by the school or university, where they will be studying, is also required.
- A letter of admission indicating the beginning date of their insurance as well as the monthly contributions to be paid is sent to the address indicated on the form. A social security card, to be used when consulting health care providers (doctors, hospitals, pharmacies, ...), is also issued. At the end of their studies, they must return the card.
- The contributions are calculated on the basis of the minimum social salary according to the contribution rate in force.
Registration procedure
Students living in the Grand Duchy of Luxembourg
Registration with the CNS is possible but not mandatory.
EU nationals covered by an insurance in their country of origin
Registration with the CNS by presenting the certificate of registration as well as the European Health Insurance Card (a S1 form as a family member of an insured person is also accepted) certifying entitlement, issued by the institution from the country of origin (application of Regulation CE 883/2004).
Nationals from Switzerland or a country from the European Economic Area (Norway, Iceland, Lichtenstein) and covered by an insurance in their country of origin
Registration with the CNS by presenting the certificate of registration as well as the European Health Insurance Card (a E109 form is also accepted) issued by the institution from the country of origin. (application of former Regulation CEE 1408/71).
Nationals from a country linked to Luxembourg by bilaretal agreement and covered by an insurance in their country of origin
Registration with the CNS by presenting the certificate of registration as well as a form issued by the institution from the country of origin as defined in the respective agreement.
Student living abroad
Registration with the CNS is only necessary when health care has already been provided.
Nationals from the EU, Switzerland or a country from the European Economic Area (Norway, Iceland, Lichtenstein) and covered by an insurance in their country of origin
Registration with the CNS by presenting the European Health Insurance Card as well as the certificate of registration (application of Regulation CE 883/2004, or former Regulation CEE 1408/71).
Nationals from a country linked to Luxembourg by bilaretal agreement and covered by an insurance in their country of origin
Registration with the CNS by presenting the certificate of registration as well as a form issued by the institution from the country of origin as defined in the respective agreement.